There are several different types of loans in order to buy a house. And right here in the Harlingen, Texas area the most popular is an FHA insured loan. When using an FHA insured loan you will be required to put in 3.5% of the sales price of your own money to buy the house. You can also receive a "gift" from a friend or relative.
There is also buyer closing cost in buying a house as well. And generally speaking that is an additional 5% or 6% on top of the down payment.
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