Don't forget to factor in closing costs when considering a home sale or purchase. Office of Arnold Celis III is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at 956-507-0073 if your needs include a professional REALTOR® ready for the business side of buying and selling.

What closing costs should you expect?

There are certain ordinary costs linked to closing the sale of a house. These fees are commonly split between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Texas to help show you through your transaction.

Costs pertaining to your loan to be paid at closing    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, I'll not only work to get the highest sales price, but I'll also campaign for limited closing costs. And once we've arrived at an agreement, I'll describe in detail the closing costs so you are informed of exactly what you're paying for.

Buyers: When purchasing a house in Cameron County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an appropriate range so you're not startled when you reach the closing table. I'll be glad to look at the GFE with you, answering your questions and highlighting any estimates that seem off.

Arnold Celis Realty, LLC 2307 Ed Carey Drive Harlingen, TX 78550
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